Since 2001, EARN has helped tens of thousands of low-wage families in the San Francisco Bay Area through matched savings accounts, checking accounts for the unbanked, and financial coaching. The EARN Research Institute evaluates the impact of EARN’s work and publishes original data, sharing lessons learned and best practices. EARN is one of the two U.S. largest providers of goal-based savings accounts, and has helped 5,200 people save $6.2 million dollars since 2002.  With of goal of helping 1 million low-income Americans save $1 billion dollars by 2022, in 2014 EARN launched an online starter account designed for low-income workers who have never saved before that provides small rewards for every $20 saved.

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